Finding the right healthcare plan can be very confusing and overwhelming. I spend time with my clients educating them on all of their healthcare choices, the pros and cons of each choice and then find the right plan for their needs. I assist my clients in selecting the right plan for their unique needs. I take into consideration what doctors my clients like, the medications they take and find the right plan that best suits those requirements. I also assess risks and gaps in their coverage and make recommendations to cover those risks. The analysis is at no cost to my clients.
LICENSED INSURANCE AGENT
I am a licensed health insurance agent in the state of Arizona. I speak nationally and locally on healthcare, Medicaid, Medicare, the dually eligible and navigating all systems of care successfully. I am passionate about helping those under 65, seniors and those with disabilities navigate the healthcare system ensuring that my clients get the right plan for their unique needs. I help my clients accurately assess their risk and offset that risk.
CIVIC LEADER AND DISABILITY ADVOCATE
I have had the privilege of working with incredible men an women to craft and run legislation for the betterment of the Autism and developmental disabled community. We have successfully passed Autism Insurance Legislation that changed the way healthcare covered Autism services. I also assisted with the successful passage of several Restraint and seclusion bills that protect those with developmental disabilities.
In July of 2022, I requested that AHCCCS review their policy of using “difficulty of care” income, as income when evaluating whether someone qualifies for AHCCCS. Difficulty of care payments is compensation for providing personal care in your home to an individual who has a physical, mental or emotional handicap. In 2014, the IRS ruled wages earned providing personal care to an individual in your home could be excluded for income tax purposes. AHCCCS agreed to review my documents and research on this issue. In August, AHCCCS changed their policy based on the research that I submitted.
“I am happy to report that the policy team has identified a system workaround that will allow the HEAplus system to exclude these payments for AHCCCS programs with an income test based on tax rules. We are finalizing interim policy and procedures to be issued to staff while the full policy manual revisions and system changes are developed and implemented.”
I am incredible proud of changing the system in this small way. It will make a positive impact for families of those with developmental disabilities or those in the elderly and physically disabled program.
INDIVIDUAL ASSESSMENTS
Finding the right health plan can be very confusing and overwhelming. I spend time with my clients educating them on all the choices, the pros and cons of each choice and then help them find the right plan for them. I take into consideration what doctors my clients like, the medications they take and find the plan that best suits those requirements. I also assess risks and gaps in their coverage and make recommendations to cover those risks. This analysis is at no cost to my clients.
WORKSHOPS AND CLASSES
I speak both nationally and locally on a variety of health care issues including how to navigate health insurance and health care as well as on Medicaid and Medicare. My most popular classes are Medicare 101, Medicaid/Medicare for the Dually Enrolled, How To Navigate Healthcare Successfully, and Navigating AHCCCS and ALTCS Systems of Care. I teach workshops and classes at no cost.
SUPPORT
Sometimes questions come up and I am always available to my clients. I provide the answers and if I don’t have the answer I do the research for them and get the answers they need. I am also always available to review policies and discuss changes in circumstance and health that might require changes in policy. I help my clients navigate the ups and downs of life as it affects their health care and ancillary insurance needs.